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Maryland Paycheck Calculator

Work out your 2026 take-home pay in Maryland per paycheck and per year, after federal income tax withholding, Social Security, Medicare, Maryland income tax and your 401(k), HSA and health deductions.

Your pay and tax details

USD / year

Pre-tax deductions per paycheck

/ check
/ check
/ check

A traditional 401(k) lowers income tax but not Social Security or Medicare. Health, dental and vision premiums and HSA contributions taken through a cafeteria (Section 125) plan lower both.

Estimated take-home pay

Take-home $1,842.54 per paycheck, $47,906.00 a year

$1,842.54

per paycheck · every 2 weeks

$47,906.00

per year

Effective tax rate
20.2%
all taxes ÷ gross
Marginal tax rate
24.4%
on your next dollar (federal 12.0%)
Paycheck breakdown
ItemPaycheckYear
Gross pay$2,307.69$60,000.00
Federal income tax−$193.08−$5,020.00
Social Security (6.2%)−$143.08−$3,720.00
Medicare (1.45%)−$33.46−$870.00
Maryland income tax−$95.54−$2,484.00
Take-home pay$1,842.54$47,906.00

Maryland 2026: State tax only; the mandatory county/Baltimore City local income tax (2.25%-3.3%) is chosen separately with the county picker. BRFA 2025 added the 6.25%/6.5% brackets and made the standard deduction a flat amount (no longer 15% of income), indexed after 2025; $3,400 is the 2026 Comptroller withholding figure and the joint/HoH amount is taken as double. Personal exemption phase-out above $100k (single) / $150k (joint) federal AGI and the 2% capital gains surtax above $350k are not modelled. MFS uses the single schedule. Federal tax is 2026 withholding (IRS Pub. 15-T), not your final tax bill.

Maryland take-home pay at common salaries (2026)

Single filer, no pre-tax deductions, paid every two weeks. Generated from the same code as the calculator. Maryland income tax: 2% – 6.5% (2026).

2026 take-home pay by salary in Maryland, single filer
SalaryFederal taxFICAState taxTake-home / yearPer biweekly check
$30,000$1,420$2,295$1,059$25,226$970.23
$40,000$2,620$3,060$1,534$32,786$1,261.00
$50,000$3,820$3,825$2,009$40,346$1,551.77
$60,000$5,020$4,590$2,484$47,906$1,842.54
$75,000$7,670$5,738$3,197$58,396$2,246.00
$100,000$13,170$7,650$4,384$74,796$2,876.77
$125,000$18,734$9,563$5,618$91,086$3,503.31
$150,000$24,734$11,475$6,914$106,878$4,110.67

State tax includes any state disability or paid-leave contributions. Source: Comptroller of Maryland 2026 Employer Withholding Guide (marylandcomptroller.gov/content/dam/mdcomp/tax/instructions/withholding/2026/withholding-guide.pdf); DLS fiscal note HB 411 (2026) describing BRFA 2025 current law (mgaleg.maryland.gov/2026RS/fnotes/bil_0001/hb0411.pdf); Grant Thornton BRFA summary (grantthornton.com/insights/alerts/tax/2025/salt/k-o/md-enacts-major-tax-hikes-06-12); cross-check: Tax Foundation 2026.

Paycheck calculator by state

Frequently asked questions

How much is $60,000 a year after taxes in Maryland?+

For a single filer paid every two weeks with no pre-tax deductions, about $47,906 a year, or $1,842.54 per paycheck. That's after $5,020 federal income tax, $4,590 Social Security and Medicare and $2,484 Maryland income tax: an effective rate of 20.2%.

How much is $20 an hour after taxes in Maryland?+

At 40 hours a week that's $41,600 a year before tax and about $33,996 after, or $1,307.52 per two-week paycheck for a single filer with no deductions.

What is the Maryland state income tax rate?+

For 2026, single filers pay 2% – 6.5% depending on income. State tax only; the mandatory county/Baltimore City local income tax (2.25%-3.3%) is chosen separately with the county picker. BRFA 2025 added the 6.25%/6.5% brackets and made the standard deduction a flat amount (no longer 15% of income), indexed after 2025; $3,400 is the 2026 Comptroller withholding figure and the joint/HoH amount is taken as double. Personal exemption phase-out above $100k (single) / $150k (joint) federal AGI and the 2% capital gains surtax above $350k are not modelled. MFS uses the single schedule.

Are local income taxes included for Maryland?+

Yes, for Allegany, Anne Arundel, Baltimore County, Baltimore City, Calvert, Caroline, Carroll, Cecil, Charles, Dorchester, Frederick, Garrett, Harford, Howard, Kent, Montgomery, Prince George's, Queen Anne's, St. Mary's, Somerset, Talbot, Washington, Wicomico, Worcester. Choose yours under “Maryland county” in the calculator.

Is this the same as my employer's payroll calculation?+

It uses the IRS Publication 15-T percentage method that payroll software uses for federal withholding, and Maryland's 2026 tax rules (checked 2026-10-07). Your employer may round each step or use the state's own withholding tables, so expect small differences.

Is anything I enter saved or sent?+

No. The calculation runs in your browser; nothing is stored or uploaded.

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