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Iowa Paycheck Calculator

Work out your 2026 take-home pay in Iowa per paycheck and per year, after federal income tax withholding, Social Security, Medicare, Iowa income tax and your 401(k), HSA and health deductions.

Your pay and tax details

USD / year

Pre-tax deductions per paycheck

/ check
/ check
/ check

A traditional 401(k) lowers income tax but not Social Security or Medicare. Health, dental and vision premiums and HSA contributions taken through a cafeteria (Section 125) plan lower both.

Estimated take-home pay

Take-home $1,875.45 per paycheck, $48,761.80 a year

$1,875.45

per paycheck · every 2 weeks

$48,761.80

per year

Effective tax rate
18.7%
all taxes ÷ gross
Marginal tax rate
23.5%
on your next dollar (federal 12.0%)
Paycheck breakdown
ItemPaycheckYear
Gross pay$2,307.69$60,000.00
Federal income tax−$193.08−$5,020.00
Social Security (6.2%)−$143.08−$3,720.00
Medicare (1.45%)−$33.46−$870.00
Iowa income tax−$62.62−$1,628.20
Take-home pay$1,875.45$48,761.80

Iowa 2026: Flat 3.8% since 2025 (SF 2442, 2024); no rate change for 2026. Iowa starts from federal taxable income, so the federal standard deduction applies. $40 personal credit per filer ($80 joint and head of household) and $40 per dependent. The school district income surtax (a percentage of Iowa tax set by each school district) and other credits are not modelled. Federal tax is 2026 withholding (IRS Pub. 15-T), not your final tax bill.

Iowa take-home pay at common salaries (2026)

Single filer, no pre-tax deductions, paid every two weeks. Generated from the same code as the calculator. Iowa income tax: 3.8% flat (2026).

2026 take-home pay by salary in Iowa, single filer
SalaryFederal taxFICAState taxTake-home / yearPer biweekly check
$30,000$1,420$2,295$488$25,797$992.18
$40,000$2,620$3,060$868$33,452$1,286.61
$50,000$3,820$3,825$1,248$41,107$1,581.03
$60,000$5,020$4,590$1,628$48,762$1,875.45
$75,000$7,670$5,738$2,198$59,394$2,284.40
$100,000$13,170$7,650$3,148$76,032$2,924.30
$125,000$18,734$9,563$4,098$92,605$3,561.74
$150,000$24,734$11,475$5,048$108,743$4,182.42

State tax includes any state disability or paid-leave contributions. Source: Iowa Department of Revenue IA 1040 expanded instructions, exemption credits and taxable income (revenue.iowa.gov/taxes/tax-guidance/individual-income-tax/1040-expanded-instructions/exemption-credits; .../iowa-taxable-income); Iowa tax reform page (revenue.iowa.gov/tax-reform); cross-check: Tax Foundation 2026.

Paycheck calculator by state

Frequently asked questions

How much is $60,000 a year after taxes in Iowa?+

For a single filer paid every two weeks with no pre-tax deductions, about $48,762 a year, or $1,875.45 per paycheck. That's after $5,020 federal income tax, $4,590 Social Security and Medicare and $1,628 Iowa income tax: an effective rate of 18.7%.

How much is $20 an hour after taxes in Iowa?+

At 40 hours a week that's $41,600 a year before tax and about $34,677 after, or $1,333.72 per two-week paycheck for a single filer with no deductions.

What is the Iowa state income tax rate?+

For 2026, single filers pay 3.8% flat. Flat 3.8% since 2025 (SF 2442, 2024); no rate change for 2026. Iowa starts from federal taxable income, so the federal standard deduction applies. $40 personal credit per filer ($80 joint and head of household) and $40 per dependent. The school district income surtax (a percentage of Iowa tax set by each school district) and other credits are not modelled.

Is this the same as my employer's payroll calculation?+

It uses the IRS Publication 15-T percentage method that payroll software uses for federal withholding, and Iowa's 2026 tax rules (checked 2026-10-07). Your employer may round each step or use the state's own withholding tables, so expect small differences.

Is anything I enter saved or sent?+

No. The calculation runs in your browser; nothing is stored or uploaded.

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